Risk Assessment Checklist

Investing In Commercial Mortgages - Risk Assessment Checklist

Balmain Private, Wednesday, 23 April 2014

Generally speaking, most investors consider when considering commercial mortgage investment that a lower LVR and a higher interest rate drive the best investment outcome, however such an approach ignores other compelling factors that can help determine investment success and that should be considered when assessing risk and reward.

Decisions

Unsure About Investing In Mortgages? You Probably Are Invested Already But Just Don't Know It.

Balmain Private, Wednesday, 23 April 2014

Commercial real estate backed mortgages have been around for years, indeed the big 4 Australian banks dominate the sector holding perhaps as much as $500bn in these assets. Most Australians that have a bank account are already invested in them, they just don’t know it, as they form part of the assets of the bank that support term deposits and other bank investment products.

Frank the Butcher

Risk, LVR, And A Butcher Named Frank

Balmain Private, Wednesday, 23 April 2014

Common thinking might suggest that the lower the LVR on a loan the lower the risk. However does a low LVR loan offer the best likelihood of reliable interest payments and the return of capital?