Nyora, VIC

Rural property within the Nyora Development Strategy

The Loan is secured by first registered mortgage over a 35.75ha rural property located within the South Gippsland township of Nyora, VIC, approximately 95km south east of the Melbourne CBD.

The purpose of the Loan was to assist with the acquisition of the Security Property.

The site is zoned ‘Farming Zone (FZ)’ under the South Gippsland Planning Scheme and is identified within the Nyora Development Strategy. The surrounding environment comprises of residential housing and rural farming area.

The property has long term potential to yield 324 residential lots averaging 704m² each, subject to a rezoning application and structure planning, therefore subdivisional development may require a substantial holding period.

The Borrower is a Special Purpose Vehicle (SPV) established for the sole purpose of purchasing and holding the Security Property. The sponsor is an established real estate agent and an experienced property investor.

• The Loan was advanced at a Loan to Value Ratio of 45%. 
• The Target Return is 8.25% p.a., net of fees and expenses, and is paid to Investors monthly in arrears. 
• The Loan is supported by directors' guarantees and a General Security Agreement over the Borrower. 
• The Manager has assessed the financial position of the Borrower and is satisfied that they have the financial capacity to service a loan of this nature. 
• The Loan Term is 18 months, subject to early or late repayment, from 13 August 2025 to 12 February 2027.

Investment Details

• Target Return

  8.25% net

• Loan to Value Ratio

  45%

• Term

  18 Months

Full details, unique to each investment, are provided to Investors in a Supplementary PDS. These detailed Supplementary PDS’s are only available to Investors in Balmain Private.

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