Carlton, VIC

A 3 level residential terrace within a 'Mixed Use Zone'

The Loan is secured by first registered mortgage over a 3 level residential terrace located in Carlton, VIC, approximately 2km north of the Melbourne CBD.

The property is currently being prepared for sale as a private residence with practical completion of renovations expected in Q3 2026.

Upon completion, the dwelling will comprise three (3) bedrooms and three (3) bathrooms over 297m² of internal living space across three (3) levels, complemented by a courtyard, terrace, and balcony.

The Borrower is an established trading business. The purpose of the Loan was to provide an equity release against the Security Property. The property was unencumbered at the time of making the Loan.

• The Loan was advanced at a Loan to Value Ratio of 20%.
• The Target Return is 6.95% p.a., net of fees and expenses, and is paid to Investors monthly in arrears.
• The Loan is supported by joint and several guarantees and a General Security Agreement over the Borrower.
• Interest for the Loan Term has been lodged on deposit with the Manager. 
• The Loan Term is 12 months, subject to early or late repayment, from 17 February 2026 to 16 February 2027.

Investment Details

• Target Return

  6.95% net

• Loan to Value Ratio

  20%

• Term

  12 Months

Full details, unique to each investment, are provided to Investors in a Supplementary PDS. These detailed Supplementary PDS’s are only available to Investors in Balmain Private.

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